Any vet. Up to 90% back on covered bills. Built for the unexpected. Turn a scary vet bill into a simple claim. 🐕🐈
Free · about a minute · no obligation
Age is the biggest driver of premium.
There's no wrong answer — it just changes the match.
Pick the one that fits best.
Most plans exclude breeding and pregnancy, but an endorsement exists.
Matching you to the right plans…
Why insure your pet
From swallowed socks to surprise diagnoses, coverage for the unexpected stuff that wrecks a budget.
Pay your vet, snap the bill, get reimbursed. No fax machines, no maze of hold music.
On covered bills, so one emergency does not have to derail your whole month.
Affordable options with the flexibility to raise or lower your deductible to fit your budget, plus comprehensive accident and illness coverage with some of the broadest benefits in the category, including dental, behavioral, and more.
Underwritten by AXIS Insurance Company. Use any licensed veterinarian in the U.S. or Canada. Sick-visit exam fees are included in the base accident & illness plan. Routine and preventive care (annual exams, vaccinations, microchipping, dental cleanings, spay/neuter) is available through the optional Fetch Wellness add-on. Coverage features, reimbursement levels, and benefits are subject to policy terms and vary by plan and state.
A strong second option for owners who want exam-fee coverage, routine-care add-ons, or an unlimited annual limit. Choose your annual limit from $2,500 up to unlimited and add a wellness tier for everyday care.
💬 Real claim: Cooper’s emergency hospitalization and diagnostics were covered, saving his family $3,775. Every claim is unique; reimbursement depends on the plan and policy terms.
Plans are underwritten by Markel Insurance Company and Markel American Insurance Company. Use any licensed veterinarian in the U.S. Pre-existing conditions and routine dental cleanings are not covered. Waiting periods apply: 5 days accident, 14 days illness, 180 days knee and ligament conditions. Coverage features and benefits are subject to policy terms and vary by plan and state. 30-day money-back guarantee is not available if a claim has been filed.
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Answer a few quick questions about your pet and see your personalized quote.
Pick your plan, enroll, and rest easy knowing the big bills are handled.
Most Georgia owners pay somewhere in the range of $25 to $65 a month, with cats and younger pets usually at the lower end. Your exact price depends on your pet's age, breed, your ZIP code, and the deductible and coverage you choose. The fastest way to see real numbers is to compare carriers in about a minute.
For most owners, yes. A monthly premium is small next to a single emergency, and one snakebite, heatstroke case, or swallowed object can run $2,000 to $5,000 or more at an Atlanta-area emergency vet. If a surprise four-figure bill would be a hardship, coverage is generally worth it. The trick is matching the right plan to your pet, which is exactly what our free matcher does.
Yes. The carriers we work with let you use any licensed veterinarian, with no networks. You pay your vet, file a claim, and get reimbursed, often up to 90% of covered costs. Coverage features vary by plan and state.
Yes. Coverage is available for dogs and cats, including accidents and illness. Some carriers also cover extras like dental, behavioral therapy, hereditary conditions, and even breeding through optional add-ons. Our matcher routes you to the carrier whose coverage fits your pet best.
As a rule, anything your pet already has when you enroll is excluded, which is why enrolling while your pet is healthy gets you the most value. The good news: many carriers will cover a curable past condition again once your pet stays symptom-free and treatment-free for a set period, often 12 months, and some move faster. Incurable conditions like allergies, arthritis, and diabetes stay excluded. This is one of the real differences between carriers, and a good reason to compare.
Quickly. Answer five quick questions in our matcher, see your best-fit carriers, and you can review plans and enroll the same day. Short waiting periods apply before coverage begins, which is one more reason not to wait until something is wrong.
See your best-fit options today. It takes about a minute to compare carriers and find the right coverage for your pet.
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